Travelers holding Chase Ultimate Rewards points now have a limited window to move them to Marriott Bonvoy at an unusually generous rate. Through October 15, a 70 percent transfer bonus applies, meaning every 100,000 Chase points become 170,000 Marriott points rather than the standard 100,000. The promotion marks the most generous Chase-to-Marriott bonus observed to date and gives cardholders a concrete way to stretch their balances for upcoming hotel stays. ([1])
How the Bonus Works in Practice
The mechanics remain straightforward. Points transfer at the boosted ratio only during the stated period, and the move is permanent once completed. Cardholders can draw from eligible Chase cards such as the Sapphire Preferred or Sapphire Reserve to fund the transfer. Because the ratio improves the usual one-to-one exchange, the same number of Chase points now covers a larger share of many Marriott award charts. The change matters most for travelers who already have a specific Marriott property in mind. Those without an immediate redemption may prefer to keep Chase points flexible, given their broader range of airline and hotel partners. The deadline creates a clear decision point for anyone monitoring award availability.
Stays That Become More Attainable
Several properties illustrate how the bonus can reduce the Chase points required. At the Walt Disney World Swan Reserve, nights priced at 60,000 Marriott points drop to roughly 36,000 transferred Chase points. The hotel sits within walking distance or a short boat ride of Epcot and Hollywood Studios, making it convenient for families planning theme-park visits. In Bora Bora, overwater bungalows at the Westin Bora Bora Resort & Spa that start around 84,000 Marriott points become available from approximately 50,000 transferred Chase points. The setting offers direct lagoon access and the signature overwater experience many travelers seek in French Polynesia. Honolulu properties such as the Laylow Waikiki, Autograph Collection, or the historic Moana Surfrider can be reached with about 34,000 transferred Chase points on nights that list for 57,000 Marriott points. In New York, rooms at The Ritz-Carlton New York, NoMad or the St. Regis New York begin around 60,000 to 63,000 transferred Chase points when the underlying award sits near 102,000 to 106,000 Marriott points.
Deciding Whether to Transfer
Before moving points, several comparisons help determine value. Checking the cash rate at the hotel provides one benchmark. Reviewing the same stay through Chase Travel shows what the points would cost at the card’s redemption rate, which can reach two cents per point with certain cards and eligible properties. Dividing the Marriott award price by 1.7 yields the approximate Chase points needed under the bonus. If that figure is lower than the Chase Travel price, the transfer may deliver savings. Longer stays can gain extra value because Marriott awards the fifth night free when points cover five consecutive nights. Resort or destination fees still apply on award stays, so those costs should factor into any calculation.
Building Chase Points for Future Windows
Cardholders without sufficient balances can position themselves for similar opportunities by adding one of the premium Chase cards. The Sapphire Preferred currently offers 75,000 bonus points after meeting a $5,000 spend requirement in the first three months. The Sapphire Reserve provides 100,000 bonus points after $6,000 in spending during the same window. Business versions carry higher welcome offers tied to larger spending thresholds. These sign-up bonuses create a ready supply of points that can be held until the next elevated transfer window appears. Maintaining balances across major programs remains a common strategy among travelers who watch for targeted promotions. The 70 percent bonus closes on October 15, giving cardholders a defined period to evaluate specific award searches and decide whether the math supports a transfer. Those who identify a suitable stay can lock in the enhanced ratio while it lasts.
AI Disclaimer: This article was created with the assistance of AI tools and reviewed by a human editor.