American Express has updated benefits on its Platinum and Business Platinum cards to include select Airbnb bookings through its travel platform. The changes, first reported by The Points Guy, expand how cardmembers can apply annual lodging statement credits while introducing a new option tied to Airbnb Experiences. These adjustments take effect at different times, with the most notable shift arriving in 2027. Cardmembers planning trips now have additional flexibility for prepaid stays that meet the updated criteria.
Airbnb Luxe Joins Fine Hotels and The Hotel Collection
Eligible Platinum and Business Platinum cardmembers can now book prepaid Airbnb Luxe properties through Amex Travel or the Amex Travel App and earn Membership Rewards points on those stays. The rate is five points per dollar for Platinum cardholders on qualifying bookings, while most other Membership Rewards cards earn two points per dollar. The up to $600 annual lodging statement credit, previously limited to hotels, now extends to these Airbnb Luxe stays when booked through the platform and when the stay lasts at least two nights. Airbnb Luxe properties are described as private homes chosen for quality, design, and setting in desirable locations worldwide. This addition gives cardmembers more choices for accommodations that feel distinct from traditional hotel properties, particularly for travelers seeking space or a residential atmosphere during longer visits.
A New Credit Unlocks After Qualifying Stays
Booking an eligible prepaid Airbnb Luxe stay through Amex Travel also unlocks access to a separate up to $250 annual statement credit for Airbnb Experiences. The credit becomes available once per calendar year and can be used on a wide range of activities booked directly through Airbnb, from guided walks and food tours to outdoor adventures. The experience does not need to occur during the Luxe stay or even in the same destination, offering flexibility for cardmembers who want to pair a longer accommodation with a meaningful activity before or after their trip. For 2026, cardmembers who complete a qualifying booking soon can apply the new credit to eligible Experiences purchased by the end of the year, even if the activity itself takes place later.
A Consistent Two-Night Minimum Begins in 2027
Beginning January 1, 2027, all uses of the lodging statement credit will require a minimum stay of two nights across Fine Hotels + Resorts, The Hotel Collection, and Airbnb Luxe properties. One-night stays will no longer qualify for the credit, though Fine Hotels + Resorts benefits remain available on shorter bookings. Cardmembers who still hold unused portions of their 2026 credits can continue to apply them toward eligible one-night Fine Hotels + Resorts stays through the end of this year. The update creates a uniform rule across booking options and aligns with the two-night requirement already in place for The Hotel Collection. It encourages travelers to consider extended stays that allow more time to settle into a destination and engage with its surroundings at a measured pace.
Planning Trips With the Updated Benefits in Mind
These changes expand the ways Platinum cardmembers can apply their lodging credits while introducing new opportunities tied to Airbnb’s platform. For those who value the flexibility of private-home stays or who enjoy pairing accommodations with local experiences, the updates provide additional avenues for thoughtful trip design. Cardmembers interested in the benefits can review current offers and eligibility details directly through American Express.
AI Disclaimer: This article was created with the assistance of AI tools and reviewed by a human editor.