Can You Really Live on a Cruise Ship?
Helen Hatzis
Helen Hatzis
February 1, 2025 ·  6 min read

Can You Really Live on a Cruise Ship?

Imagine waking up to a new breathtaking view every morning, never having to cook or clean, and being surrounded by world-class entertainment and amenities. For some, this isn’t just a dream vacation—it’s a way of life. The concept of retiring on a cruise ship has gained popularity in recent years, offering an alternative to traditional retirement communities. But is it a practical and sustainable option? Recent high-profile failures—such as the abrupt cancellation of Life at Sea Cruises’ three-year voyage and Villa Vie Odyssey removing a passenger over private complaints—have exposed the risks of this lifestyle. While these setbacks serve as cautionary tales, they also highlight the need for careful planning when considering this unconventional retirement path. Read on to learn about the good, the bad, and the ugly truth about living at sea.

1. Villa Vie Odyssey – What Happens at VVO stays at VVO?

Can You Really Live on a Cruise Ship?
Photo Credit: Villa Vie Odyssey

Villa Vie Odyssey is a unique opportunity for travellers seeking an extended global experience. This ship is designed for long-term living, offering private staterooms, co-working spaces, and a comprehensive travel itinerary covering six continents. However, its journey hasn’t been without controversy, as delays in its initial launch have left some travellers frustrated. The ship faced logistical setbacks, including unexpected maintenance issues and rescheduling of its departure dates, which resulted in long waits for passengers eager to begin their adventure. Some travellers had already sold their homes or made financial commitments based on the initial schedule, only to be met with extended delays and uncertainty, causing stress and disappointment.

The unfortunate situation involving Jenny Phenix, a 68-year-old from Florida, serves as a cautionary tale. After expressing frustrations in private WhatsApp messages about ongoing delays and itinerary changes, her reservation was abruptly canceled by the ship’s owner, citing concerns over community morale. Left financially and emotionally strained. Phenix’s dream of living on a cruise ship has been crushed again. She previously had booked a spot on Life At Sea, but the Florida-based company canceled the Nov. 30, 2023 voyage after failing to buy the ship. Phenix’s experience highlights the importance of researching policies, having contingency plans, and understanding the risks of committing to long-term cruise living. While many passengers are happily embracing their new seafaring lifestyle, this case underscores the need for due diligence before making such a significant life transition.

2. Life at Sea Cruises – Cancelled

Can You Really Live on a Cruise Ship?
Photo Credit: Life at Sea Cruises

Life at Sea Cruises introduced an ambitious three-year global voyage, targeting retirees and adventure seekers desiring an all-inclusive, hassle-free lifestyle at sea. The package promised comprehensive amenities, including medical services, social activities, and visits to numerous international ports, appealing to those wishing to combine travel with the comforts of home.

However, the venture faced significant challenges. Internal disputes arose concerning the suitability of the chosen vessel, leading to the resignation of key team members. Subsequent delays in securing an appropriate ship resulted in multiple postponements of the departure date. Ultimately, the company failed to procure a vessel, leading to the cancellation of the cruise just weeks before its scheduled launch in November 2023. This abrupt termination left many prospective passengers, some of whom had liquidated their assets in preparation, in difficult situations. In July 2024, Life at Sea Cruises filed for Chapter 7 bankruptcy in the Florida Middle Bankruptcy Court, marking a disappointing end to what had been an enticing proposition for many.

3. Cunard World Cruise – Timeless Luxury with a Reality Check

Can You Really Live on a Cruise Ship?
Photo Credit: Cunard

Cunard’s world cruises are a refined option for those seeking a high-end, extended voyage. Though not a permanent residential cruise, these long-term itineraries offer retirees a luxurious way to experience global travel. Passengers can expect a timeless cruising experience, complete with grand ballrooms, formal dining, and world-class enrichment programs. Cunard has long been regarded as a leader in luxury cruising, known for its elegant traditions and smooth sailing. However, as with any extended voyage, there are risks to consider. In early 2024, a gastrointestinal outbreak aboard the Queen Victoria sickened 139 passengers and 25 crew members, with norovirus identified as the cause. Cunard swiftly responded with enhanced sanitation measures and isolation protocols to contain the spread. While such incidents are rare, they serve as a reminder that public health risks can arise even on the most prestigious cruise lines. Travellers considering long-term cruising should be mindful of onboard health precautions and best practices to minimize exposure to illnesses while enjoying life at sea.

Here are some things to consider as you do your own research:

  • Best For: Retirees who prefer elegance and a structured cruise lifestyle.
  • Routes: Grand voyages covering Europe, Asia, the Americas, and the South Pacific.
  • Highlights: Fine dining, enrichment programs, gala evenings, and world-class entertainment.
  • Pros and Cons:
    • Pros: High-end service, gourmet meals, cultural lectures.
    • Cons: Higher price point, traditional cruise format rather than a permanent residence.
  • Cost Considerations: Prices range from $40,000 to over $200,000 per person depending on the duration and accommodation type.
  • Challenges: Not a permanent living option, and may require frequent re-booking.

4. Royal Caribbean Ultimate World Cruise – The Best for Last?

Can You Really Live on a Cruise Ship?
Photo Credit: Royal Caribbean

Royal Caribbean’s Ultimate World Cruise is a 274-night voyage covering the most iconic destinations worldwide: 8 world wonders, 60 plus countries. It is an excellent way to test out long-term cruise living without a multi-year commitment. Unlike other retirement cruises, this option focuses on adventure-packed itineraries and world-class entertainment rather than long-term residency. This makes it a great choice for travelers looking to experience multiple continents in one trip. However, some retirees may find the fast-paced schedule exhausting, as frequent port stops and excursions require high energy levels and adaptability.

While offering an extraordinary adventure, this cruise may not suit all retirees. Those preferring a slower pace or permanent residency at sea may find dedicated residential options more suitable. Careful consideration of personal endurance and travel expectations is essential before committing to this ambitious voyage.

Things to consider as you continue to do research:

  • Best For: Travelers who want to experience long-term cruising without full commitment.
  • Routes: North America, Europe, Asia, South America, and Australia.
  • Highlights: Adventure excursions, onboard activities, diverse dining options.
  • Pros and Cons:
    • Pros: High-energy atmosphere, exciting itineraries, state-of-the-art ships.
    • Cons: Not a full-time living option, requires planning for transitions post-cruise.
  • Cost Considerations: Prices start at $60,000 per person, depending on the stateroom type.
  • Challenges: Frequent port stops can be overwhelming for some, and additional excursion costs can add up.

Is a Cruise Ship Retirement Right for You?

Can You Really Live on a Cruise Ship?
Photo Credit: Coco Parisienne

Retiring on a cruise ship can be a dream come true for those who love travel, socializing, and convenience. However, it also comes with challenges, including cost, access to medical care, and the need for adaptability. For those seriously considering this lifestyle, it is essential to weigh the pros and cons carefully, conduct financial planning, and explore different cruise options before committing.

Would you trade in a traditional home for a life at sea?

Every journey leaves a mark, and small choices can make a big difference. Choosing eco-friendly stays, supporting local communities, and being mindful of plastic use help preserve the beauty of the places we visit. Respecting wildlife, conserving resources, and traveling sustainably ensure future generations can experience the same wonders. By treading lightly and embracing responsible travel, we create meaningful connections and lasting memories. Here’s to adventures that inspire and footprints that honour our planet. Safe and mindful travels!