Two Chase business credit cards have reached their highest welcome offers to date. The Ink Business Unlimited and Ink Business Cash each provide a $1,000 cash-back bonus after $8,000 in purchases within the first four months. For travelers who maintain an Ultimate Rewards account, these offers can translate into meaningful support for upcoming flights, hotel stays, or other trip expenses.
The Record Offers
Both cards carry no annual fee and deliver the elevated bonus through straightforward spending requirements. The Ink Business Unlimited earns a flat 1.5 percent cash back on every purchase. The Ink Business Cash instead offers 5 percent at office supply stores and on internet, cable, and phone services, plus 2 percent at gas stations and restaurants, each capped at the first $25,000 in combined spending per year.
These terms remain available to new applicants who meet the spending threshold. The bonuses represent the strongest offers recorded for either card.
Travel Value Through Points
Cash back earned on these cards can convert to Chase Ultimate Rewards points when paired with a premium Chase card such as the Sapphire Preferred or Ink Business Preferred. Points then unlock higher redemption values for travel through Chase Travel or by transferring to airline and hotel partners.
Small-business owners, freelancers, and sole proprietors often find these cards practical because everyday expenses like office supplies or phone service already align with the bonus categories. Meeting the $8,000 threshold with planned purchases can therefore support future trip budgets without additional effort.
Additional Ink Options
The Ink Business Preferred carries a $95 annual fee and currently awards 100,000 bonus points after $8,000 in spending within three months. The Ink Business Premier carries a $195 annual fee and offers a $1,000 cash-back bonus after $10,000 in spending within three months. Neither matches the no-fee structure of the two highlighted cards, yet both provide established paths to rewards.
| Card | Current Bonus | Annual Fee | Key Earning Rate |
|---|---|---|---|
| Ink Business Unlimited | $1,000 cash back | $0 | 1.5% on all purchases |
| Ink Business Cash | $1,000 cash back | $0 | 5% office supplies & telecom; 2% gas & restaurants |
| Ink Business Preferred | 100,000 points | $95 | 3x on travel, shipping, advertising & telecom |
| Ink Business Premier | $1,000 cash back | $195 | 2.5% on purchases of $5,000+ |
Eligibility and Next Steps
Applicants need a legitimate business, which can include sole proprietorships or side work. Chase also applies its standard 5/24 guideline, so anyone who has opened five or more credit cards in the past 24 months may face approval challenges. Existing Ink cardholders should verify eligibility for a different card in the family before applying.
These offers remain time-sensitive. Travelers who can comfortably meet the spending requirements may find the current bonuses useful for funding future journeys through accumulated rewards.
AI Disclaimer: This article was created with the assistance of AI tools and reviewed by a human editor.